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"For example, an X-ray machine in a hospital can be used more than 100 times a day, and the fees charged for using it can cover the purchase cost in about three to four years," Zhang said. However, the computed tomography scanning machine Zhang bought for his clinic, which cost 2 million yuan (0,969), is only used about 15 times on a busy day.

"Growth of shadow banking assets will remain constrained in 2018 due to tight regulations. These include banks' off-balance sheet wealth management products and asset management products originated by non-bank financial institutions, which were the fastest-growing shadow banking products in 2015. Trust loans and entrusted loans, the remaining growth driver in 2017, are also under regulators' spotlight," said global credit ratings agency Moody's in its Quarterly China Shadow Banking Monitor report issued in May.

"For new product launches in China, we are moving from 'intuition-driven readiness' to the employment of data that depicts the clear preferences of customers," said Kao, under whose leadership the group has seen nearly 30 percent of revenue generated through online channels.

"Given the rising external uncertainties and the possibility of escalating tensions with the US, structural reforms to broaden the home market and boost domestic demand will help China offset some negative impact from a deteriorating external environment and shrinking external demand," Zhang Ming, an economist at the Institute of World Economics and Politics of the Chinese Academy of Social Sciences, said in a research note.

"For the employers, these were just regular preventive measures, but the employees may have felt that their companies were less than supportive," Li said. "Prejudice and fear still existed."